30 years in the business has taught us quite a few things…
No two borrowers are completely alike and when looking for a home, there are many choices. Knowing what’s available for their specific situation can be a buyer’s biggest asset. But what factors affect the type of home someone is able to buy? And when is it time to talk to a mortgage professional? We like the expression “the educated consumer is our best customer.” The more a potential buyer knows about how their credit, income, and down payment will affect their buying process, the better. We always encourage clients to come and have a chat with us before they begin meeting with their realtor.
We begin with an initial meeting. After that homebuyer are well armed with a range of information and tools needed to make the best decisions about their new home and mortgage because there are certainly a lot of options! Banas Mortgage Co. offers you a unique alternative to financing through a traditional bank. We work with many lenders and products to offer potential buyers a vast array of ways to create a mortgage. What does this mean? We are able to select the best rate and program for each and every client we help. At Banas Mortgage Co., we see you as a person, not a transaction.
Whether you are purchasing, refinancing, or looking for a construction loan, let us help you find the best option! We are also looking forward to offering educational seminars coming this spring!
Reach us at 716-633-5888 for more information or to get pre-qualified!
30 years of service to help get you the loan you need!
I always say an educated person is our best customer! We have a well established network of lenders that can handle any scenario! We are laser focused on making sure every customer gets the best possible deal for their situation!
New Construction Loans
Our Team of Experts
Kathleen J Gradwohl
|Mortgage Loan Officer|
Paul Banas the broker/owner has been in the mortgage business for 30 years which has taught him a few things….
Very few borrowers are exactly alike.When looking for a home there are many choices.People need to know what is available to them so they can make the best decision possible.There are always numerous choices; however credit, income & down payment are the main criteria.I like the expression “the educated consumer is our best customer.”
In the past when you found the house you wanted to buy, you would sign the sales contract and then go through the loan application process.
With all the new financing programs available, the Adjustable Rate Mortgage (ARM) still reigns as the most popular alternative to the traditional thirty-year fixed-rate loan.
Smart financial moves can help you offset unexpected drops in your income that could result in the loss of your home.
Get in Contact With Us
We’re happy to answer any questions you may have during your process!