Learning Center

An educated person is our best customer!! We have a well-established network of lenders that can handle any scenario! We are laser focused on making sure every customer gets the best possible deal for their situation! Most of our clients come from a personal referral! We typically work for a lesser fee than our competition! This means we are finding the best rates that are available! And the best part of our company is the lender pays our fee! So the only fee the customer pays us for is the credit report!

We educate our community about their best options.

Application Checklist

    • Two (2) current pay-stubs
    • Two (2) current years w2’s. If self-employed: 2 years tax returns
    • Two (2) current bank statements (all pages) showing name, address and account number
    • Current quarterly statements for investment/asset accounts (all pages) showing name address and account numbers computer printouts without the aforementioned information are not acceptable
    • Contract of Purchase (if applicable).
    • Contract of Sale (if applicable)
    • Gift letter, gift check, deposit slip (if applicable)
    • Separation agreement or divorce decree (if applicable)
    • Current property tax bills and current mortgage statement. (For all properties owned).
    • Current Homeowner’s Insurance declaration page
    • Check for credit report:
    • Individual Report: $20.70   Joint Report: $27.60

Loans arranged by third party providers

The mortgage application checklist may not be all inclusive.  Additional information may be required.  All lending products are subject to credit and property approval.  Interest rate and program terms are subject to change without notice.  Certain restrictions may apply on all programs.  This is not a commitment to lend.

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