Residential Home Loans

Residential Home LoanWhat is a residential home loan? Generally speaking, it is a term that means any loan primarily for personal, family, or household use. It is secured by a mortgage, deed of trust, or other equivalent, consensual security interest on a dwelling. They are generally available to people looking to buy their own home, purchasing a block of land, building their own home, or similar activities. Simply put, this is a loan used for personal use in which your house functions as collateral should you be unable to pay it back. This type of loan is also referred to as a mortgage.

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